.hero {
    background: linear-gradient(135deg,rgba(51, 172, 177, 1) 0%, rgba(76, 207, 212, 0.85) 100%);
    color: #fff;
    padding: 4rem 0;
}

.terms-card {
    margin-top: -3rem;
    border: 0;
    border-radius: 1rem;
    box-shadow: 0 1rem 2.5rem rgba(0, 0, 0, 0.08);
}

.terms-nav {
    position: sticky;
    top: 1rem;
}

.terms-section {
    scroll-margin-top: 2rem;
    padding-bottom: 1.5rem;
    margin-bottom: 1.5rem;
    border-bottom: 1px solid #e9ecef;
}

.terms-section:last-child {
    border-bottom: 0;
    margin-bottom: 0;
    padding-bottom: 0;
}